Understanding the Football League's Financial Fair Play
Championship clubs were permitted losses of £8m (£5m funded by shareholders) in 2013-14
Clubs promoted back to the Premier League who exceeded those losses are subject to a fine.
There is a sliding scale on the next £10m of losses, with a maximum fine of £6.681m.
Once losses exceed £18m, the fine is imposed on a strict pound-for-pound basis.
Should there be an overall loss of £30m, the fine would be almost £19m. If it was £50m, the figure would be nearly £39m.
Under the League's rules, QPR, who returned to the Premier League this season, would be fined about 54 million pounds, that is if their losses during their 2012-13 was 65.4 million.
"Most clubs (in the Premier League) will become a Football League club again," said Harvey.
"QPR will be hoping it does not happen for some considerable number of seasons. But the chances are they will need to return to the Football League fold at some point in the future.
"Certainly, three of the current 20 clubs that are in the Premier League will be in the Football League next season."